Wealth Ladder


Mentoring new and current property investors to successfully achieve real long term wealth through property investing.


Multimillionaire Property Investor & Motivational Coach

Hi and welcome to Wealth Ladder. We are Michael Mackivnen (right) and Greg Keenan (left) and we thank you for taking the time to look through our website.  
Wealth Ladder

I know your time is precious to you and there are lots of websites out there.  So if you don’t have much time just register for our newsletter and we will email you every time we write a new blog or have an event/webinar.  Don’t worry we won’t send emails to you every day as, to be honest writing that much takes too much of our time, we would rather be making money through investing in property.  What we do write is quality information that you can use now. We are both Kiwis investing in property in New Zealand and have done so for the last 20 years.  

Wealth Ladder was set up to help those looking to invest in property in New Zealand whether that’s first-timers or well-established property investors. The New Zealand property market is a complex mix of high net worth properties right down to small properties throughout rural New Zealand. You can purchase property for less than $100,00 right up to and over $20 million.  

Auckland properties are the most expensive on average and will continue for the foreseeable future since it is the most populated and sort after place to get employment.  Where small towns in rural areas are the cheapest because of the lack of employment and isolation from main centers.  You don’t have to invest in Auckland and if you are starting out with the minimum deposit you are best to start your property investing journey elsewhere and then gradually move up the property ladder.  

There are many different investment strategies to choose from but the most common for New Zealand property investors is buy and hold.  Remember trading property is not property investing, it’s the same as buying something fixing it up and selling it for a profit.  

It’s up to you what strategy you choose to go into but with any investment you make you need to be educated with the right resources and the right people. Wealth Ladder is a leader in property investing education and helps clients find True Value in their investments.  

We would love for you to join our newsletter and be part of our community to keep yourself motivated and informed by getting the right information not just information so others can sell tickets to events or their own properties to sell.


True Value in Local Property Market

Why Wealth Ladder

With our guidance and steadfast commitment to your success through property we believe that we can help you and your family create long-term future wealth. Property is not a short game but a long one. We have over 20 years of experience in the property industry and continue to make leaps and bounds even in any market, you just have to have the expertise and experience to understand property market conditions.

How Can Wealth Ladder Help You

We help you create a property portfolio or build on the one you already have by vanishing your weaknesses and managing your strengths. Wealth Ladder is about moving you forward and creating and maintaining a property portfolio which is the key to long-term wealth creation. Creating a property portfolio is one thing, keeping it is another.

Wealth Ladder Philosophy

To help anyone purchase investment property by giving new and current investors the tools and resources to create wealth that will last for generations. Everyone’s dreams and goals are different but we aim to make sure you achieve them. We specialise in making sure you can purchase your first property or increase your existing portfolio.  We will help you in the toughest of times and push through the best of times.

New & Lower Level Investors

If you are looking to purchase an investment property or you have already but you are unsure of the next step, Wealth Ladder can help you purchase the right property based on your circumstances. Everyone is different and it’s important for us to show you the right way for you, not the way someone else is investing. We have created property millions over the last 10 years, so whether you want to become the next property million or just purchase one property, then we have the expertise for you. Join our community to help you get and keep on track.

Current Property Investors

Ifyou have investment properties there comes a time when you will be stuck and not be able to purchase any more properties through a variety of reasons. This is where Wealth Ladder can help you take your property portfolio to a whole new level. By having expertise and experience behind you, we help you get back to purchasing property with a new found mindset that will push you towards your long-term goals. Or maximise your underperforming portfolio. To learn more about Wealth Ladder join our community.

Mastermind Alliance for Success Mentorship Program

We take on an exclusive number of property students to coach. We help you buy property, build or maximise your current portfolio. Whether you are new, current or have multiple properties we coach and mentor you based on your long and short-term goals. If you just want to purchase one or multiple properties we can help you. For a no obligation chat feel free to email us info@wealthladder.co.nz and we can chat about what you are looking to do and what we offer.  Or just Become part of our community.

I first met Michael last November. I have been dreaming of purchasing my first property in Auckland for three years now and thanks to having met Michael I now own my first property. When I first met Michael I thought that it would take me five years to buy my first property but with his support and prudent advise I was able to purchase my first property after only five months. I did not have a lot of capital and so I am extremely appreciative of Michael for leading me through the process. I am now enjoying learning how to manage my asset and look forward to purchasing my second property very soon.

Masahito O,


Why is Investing in Property a Stepping Stone to Wealth

Over the years as long as records go back investing in property whether residential or commercial property creates wealth. Short term, long term depending on your strategy and where you buy, property investing has been the number one strategy for self-made millionaires and retirement. Whether you started out in other investments your portfolio will have property in it. If you wish to create wealth for yourself or your family for whatever that maybe you need to invest in property. Start off small and work your way up don’t expect to buy a million dollar property straight off the bat. With some hard work the right support and knowledge you too can purchase property to help you create wealth.

Do You Need to Be Wealthy to Invest in Property

The simple answer is no you don’t need to be wealthy to purchase an investment property. But don’t expect to purchase a shiny property that is in a rich suburb. You will need to start in areas that are in lower social economic areas or cities that have lower priced property than other cities. The problem for first-time investors is they look in areas that they can’t afford rather than areas that they can. Look for properties in areas that have working class people that are close to jobs, not small towns that have one manufacturer. Investing in property is not a short game but a long one and the earlier you start the sooner you will reap the rewards.

Why Using Leverage is the Key to Property Investing

The greatest advantage when investing in property versus investing in shares is that you can use leverage, other people’s money I.E. banks. You might only have $120,000 but this would enable you to purchase a property valued at $300,000 depending on the city you are buying in and your circumstances (this is based on a Loan to Value Ratio (LVR) of 60%, I.E. 40% deposit). Or say 10% deposit $20,000 for a $200,000 property.  But it only gets better, the property you bought for $300,000 over the next 7-10 years the property doubles in value which is now worth $600,000 but your mortgage stays the same $180,000 (if you haven’t paid debt down). So you have now gone from a $300,000 property to a $600,000 just because you sat and waited, playing the long game of leveraging your money and using the one thing that cannot be changed – TIME. But the key here is to buy in the right area, as not all properties double in value over 7-10 years, some areas actually go down in price.

Why Property Investing Will Make You Broke

Just buying a property anywhere and expecting it to make you wealthy is not the attitude to have. All successful property investors use the same principles when it comes to purchasing property. You need to have clear goals in what you want to achieve, having a buying and exciting strategy, the ability to learn and have a coach/mentor to help you build a property portfolio the right way. Yet in a down and even a boom market wealthy investors lose millions of dollars through property. Its not an easy game to play and you need to be prepared for hard work and commitment plus be in it for the long term meaning 10 – 20+ years. Do not allow property advertises to think you can make millions in a year or be able to quit your job overnight. This is not reality, you need to learn to crawl before you can walk and you need to walk before you can run, Wealth Ladder has a program just for you.


FREE e-Book

The Successful Mindset DOWNLOAD

Three Top Tips for Property Investors

Create Your Dream Lifestyle

Watch the Video

Join Our Community Today

We want to help you become a successful property investor for you, your family and your future. We believe that knowledge, support and action create wealth. With our help we will make sure your future is set in the stars. Join us to start learning sooner rather than later. Let Wealth Ladder help you create wealth through property. Join our community today to learn why so many people make the right choices about property investing.